Business Loan
Get the Funding you need to Grow
As a small business owner, there may come a time when you need additional funds to cover initial fees, seasonal support, expansion, or unforeseen losses. That’s where business loans come in.
At CentrustOne Capital, we offer various business loan options to fit your specific needs. Whether you’re looking for a business line of credit, expansion loan, cash flow loan, inventory loan, equipment loan, or loan for capital purchases, we can help you find the right financing solution.
We understand that financing can be challenging for small businesses. We offer regulated interest rates and forgiving down payments for SBA business loans, such as the 7(a) and 504 loan programs. With a 95% loan acceptance rate, we work hard to match you with the ideal lender so you can get financing even more quickly.
Our carefully screened network includes more than 300 financial partners, including banks and private investors, so that you can choose the right lender for your business. Let us help you get the funding you need to grow your business today.
Highlight:
Small Business Loan Programs
Low rates with stricter requirements.
Higher rates with fewer requirements.
Flexible revolving credit for short-term needs.
Financing options for equipment purchases or leasing.
Expedited loan process for qualified borrowers.
Long-term financing for real estate, equipment, or working capital needs.
FAQ
You will need to provide basic details about your business, such as its legal structure, annual revenue, credit score, and personal information about yourself and any other business owners or guarantors.
A secured loan is backed by collateral, such as a piece of property or equipment, that the lender can seize if the borrower defaults. An unsecured loan does not require collateral but typically has higher interest rates and stricter qualifications.
The urgency of funding needs does not necessarily mean that you will be denied a loan, but it can affect the type of loan you are eligible for and the interest rate you receive. It is essential to be upfront with your lender about your funding needs and explore all available options.
While some lenders may require you to designate a specific use for the capital, such as purchasing equipment or expanding your business, many business loans offer more flexibility in how you can use the funds. It is essential to read the terms and conditions of any loan carefully before applying.
Business loans may require a down payment, depending on the lender and the type of loan. Some loans, such as SBA loans, require a down payment of 10% or more, while others may not require a down payment at all. It is essential to discuss any down payment requirements with your lender before applying for a loan.
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Save Time and Get the Right Loan Options
Time is money. That’s why we’ve streamlined our loan application process to help you get the financing you need as quickly and efficiently as possible.
We only collect the necessary information to process your loan request and connect you with suitable lenders. You’ll only receive loan information relevant to your needs – no spam or telemarketing calls.